
The AI Payment Primitive
Ra Pay AI is the first CLI AI native payment primitive for AI Agents. Ra Pay AI's terminal architecture delivers lower AI token costs, better privacy and reduced prompt injection attack surface compared to browser based AI Agent payment applications while keeping humans in control. Use Ra Pay AI to keep an eye on your payment privacy and your AI token costs.
CLI Reach
Token Efficient
Latency
Cookies
One-time setup. Then payments in seconds. Get started →
How it works
1. Save your card
Run `ra add-card` to save your payment card via Stripe Checkout. Receivers use `ra link-bank` to connect their bank.
2. Human approves payment
Agent finds the item and price, requests approval, human confirms, payment sent. 50 tokens, not 2,000.
3. Instant JSON response
Structured data your agent can parse. No browser automation. No HTML scraping. 2 seconds.
Why CLI. Why Now.
For 40 years, the terminal was a power user tool that was reserved for the only the most skilled developers in the world.
Then AI arrived and made the terminal more powerful than ever. AI Agents hate browsers, they love CLI, their favorite place is the terminal (ask them).
AI payments require token efficiency, privacy, defense against prompt injection attacks, and cost savings. The terminal delivers all of this.
The entire AI industry is still building for browsers. We're building for what AI, enterprises and users actually need and we are already accessible on every computer and server on earth. Ra Pay can be used to send payments for software, goods, and services — powering AI agent transactions, contractor payments, and invoice payments. Just open your terminal and type npm install -g @rapay/cli.
Yes, we just solved AI Payments using the terminal as our distribution layer. We did it first. For every computer on earth. Use Ra Pay AI to keep an eye on your payment privacy and your AI token costs.
Join us. npm install -g @rapay/cli

UNIVERSAL
One interface for every computer on earth. macOS. Linux. Windows. Cloud. Containers. The terminal unifies them all.
TOKEN EFFICIENT
JSON responses, not HTML pages. 50 tokens vs 2,000. Built for AI economics.
PRIVATE
No browser fingerprinting. No platform surveillance. Independent from big tech.
Get Started
Five commands. That's it. CLI gives you direct terminal control — built for developers and AI agents.
Direct terminal control — for developers and AI agents
Install
$ npm install -g @rapay/cliRequires Node.js 18+. One command to install globally.
Add Your Card
$ ra add-cardOpens Stripe Checkout to save your payment card. Complete the card form in your browser.
Accept Terms
$ ra accept-tosRead and accept the Terms of Service. Required before payments.
Send Payments
$ ra send 100 USD to acct_xxx --for "Invoice #123"Business payments only. Recipients also need Ra Pay setup to receive funds.
Verify Setup
$ ra whoamiConfirm your account is active and ready to send/receive.
About Recipients
Ra Pay is for the purchase of goods & services — not personal transfers. To send payments, run ra add-card to save your card. To receive payments, recipients run ra link-bank to connect their Stripe account. Both parties must accept the Terms of Service.
All Commands
Everything you need in two characters.
# Install Ra Pay$ npm install -g @rapay/cli# See all commands (shows logo + menu)$ ra# Account Setup$ ra add-card # Save card for sending$ ra link-bank # Connect Stripe (receivers)$ ra unlink # Disconnect account$ ra accept-tos # Accept Terms of Service$ ra tos-status # Check ToS status$ ra whoami # Account info# Payments$ ra send 100 USD to acct_123$ ra balance$ ra history# Tools$ ra dashboard # Open Stripe Dashboard$ ra refund # Open refunds page$ ra dispute # Open disputes page$ ra schema # AI agent schema# JSON mode (for AI agents)$ ra send 100 USD to acct_123 --json# Output:{ "success": true, "amount": 100.00 }Built for Private, Token-Efficient Payments
For enterprises, AI agents, and privacy-focused users.
Designed for Claude, ChatGPT, and Gemini to power agent-to-agent transactions, contractor payments, and purchases for software, goods, and services.
2-Character Command
ra send - the fastest CLI payment command possible
Dramatically Fewer Tokens
Up to 40x savings (JSON vs HTML). High-volume enterprises could see $300k+/year in reduced costs.
AI Payments, Human Control
First CLI payment primitive for AI agents. Agents automate. Humans approve. Stripe secures.
Reduced Attack Surface
JSON via CLI. Reduced prompt injection surface. Payments stay out of browsers.
Stripe-Powered Security
Built on Stripe's PCI-certified infrastructure
Cross-Platform
macOS, Linux, Windows - works everywhere
10 Problems We Solve
The only payment infrastructure designed FOR anyone with a computer, enterprises and AI agents that is already on every computer on earth.
Token Efficiency
40x cheaper than browser automation
JSON responses cost ~50 tokens vs 2,000+ for HTML. Significant cost savings at enterprise scale.
Zero Cookies
Terminal-native privacy
Ra Pay has no cookies or fingerprints. Just amount + recipient. Designed for GDPR/CCPA compliance.
Enterprise AI Cost Control
Six-figure annual savings
Ra Pay decouples payments from browser agents, significantly reducing token costs compared to HTML-based alternatives.
AI-Native Format
JSON, not HTML
Schema-validated responses. No CAPTCHAs, no HTML parsing, deterministic output for any AI agent.
Universal & Open
Works everywhere CLI runs
macOS, Linux, Windows. Not locked to any AI platform. Use with Claude, ChatGPT, Gemini, or any agent. Under 6% total fees.
CLI Distribution Layer
2 billion computers
One npm install works for ALL AI agents on that machine. Zero app stores. Instant reach.
Independent Infrastructure
Payment-only, AI-neutral
We're not OpenAI, Google, or Microsoft. No competing AI models. Just payments. Your transactions stay private from AI providers.
High Reliability
Direct API calls
No UI selectors to break. No CAPTCHA failures. Consistent, predictable responses.
Cloud Privacy
No data leakage
No screenshots, no PII in logs. Safe for enterprise AI deployments. Encrypted HTTPS only.
Security
Reduced prompt injection risk
JSON-only responses reduce HTML/JS attack surface. Schema-validated, deterministic parsing.
Browser Automation vs Ra Pay
Stop wasting your privacy and your tokens in the browser. Start shipping with Ra Pay AI™ today. Your AI Agents will thank you.
| Metric | Browser Automation | Ra Pay |
|---|---|---|
| Trust | ✗Big tech sees everything | ✓Independent infrastructure |
| Distribution | ✗Per-agent SDKs | ✓CLI on 2B+ computers |
| Enterprise Cost | ✗35%+ AI budget overruns | ✓$300k-$1M/year saved |
| Development | ✗$1,000+ browser automation | ✓Direct API |
| Token Cost | ✗2,000 tokens/request | ✓50 tokens/request |
| Security | ✗HTML injection risk | ✓JSON schema-validated |
| Privacy | ✗Cookies, fingerprints | ✓No cookies or fingerprints |
| Cloud Safety | ✗Screenshots, logs | ✓Encrypted only |
| Reliability | ✗50% success rate | ✓99%+ uptime |
| Speed | ✗30-60 seconds | ✓<2 seconds |
| Format | ✗Parse HTML with LLM | ✓Native JSON |
$ npm install -g @rapay/cliWho Uses Ra Pay?
Built for the AI-agent economy
AI Agents
- ›Claude, ChatGPT, Gemini with terminal access
- ›CrewAI, LangChain, AutoGPT autonomous agents
- ›AI agent to AI agent business payments
- ›Any AI system that can run shell commands
Anyone with a Computer
- ›Pay contractors and invoices from any terminal
- ›AI agent to AI agent business payments
- ›No apps to download, no accounts to create
Platforms
- ›Replit, Cursor, GitHub Codespaces
- ›Any environment with terminal access
- ›Instant payments for freelancers and contractors
Enterprises
- ›Automated payments with reconciliation
- ›High-volume microtransactions (API credits, compute)
- ›Central audit trail for AI-authorized spend
Questions
Ra Pay is AI CLI-Native Payment Infrastructure. We're the first company to use CLI as the distribution layer for AI-native payments, enabling payments to over 2 billion computers with one command.
Built on Stripe
Ra Pay is powered by Stripe Connect. All payments, KYC verification, and compliance handled by Stripe. We never touch your money or store sensitive data.